2025年事实上已经是保单大重写之年；而从2026年开始，企业会逐步发现，自己买到的不是一张覆盖一切的AI风险保单，而是一张更窄、更贵、且附带更多前置条件的可承保风险。本文关心的不是保险公司如何用AI提效，而是反过来，AI如何重写保险的经营范式。风险从可分散变成同源聚合，黑箱把成本先推到辩护费用，责任链条在供应链里漂移。保险会从概率生意走向治理生意，定价权会从精算迁移到审计与红队证据链。
这也是今天沙特等逊尼派国家所继承的历史遗产。
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"There's the urine, the droppings," he says. "One time there was a carpet leading up to the altar that became absolutely sodden with urine and droppings and had to be thrown away. They also destroyed the brass work."
，这一点在体育直播中也有详细论述
However, CCS technology is not without critics, who warn it might discourage efforts to cut CO2 emissions.
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